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In-house financing

In-house financing for your next classic

Explore a payment estimate before submitting an application. Financing is subject to approval, vehicle eligibility and written terms. Confirm any credit checks before applying.

2019 BMW X3 M40i — illustrative photo

The numbers

Move the sliders, see the payment

Viewing a calculator estimate is not a financing application. The result is an estimate, not an offer or approval of credit.

This is the minimum down payment on a car at this price

Down payment$10,000

Amount financed$30,000

Per month$684

4.5% APR, the rate we lend at. Estimate only, not an offer of credit — the final terms are agreed on the specific car.

$10,000Minimum down payment. On a cheaper car that is a bigger share, which is why the slider will not go below it.
4.5% APRCurrent calculator APR. Confirm your rate and final terms in writing.
12–84 monthsExplore the available calculator terms. Your payment schedule is confirmed in writing.

Financing options

Explore financing for your classic

Discuss your preferred vehicle, down payment and term with our team.

We explain the information needed for review and confirm any credit checks before you apply.

You may also explore financing through your own bank or credit union.

2019 Lincoln Continental — illustrative photo

Review the written terms

Approval, the rate, payment schedule, fees and any early-settlement terms are confirmed in writing.

Discuss the next steps

Ask what information is needed for your application and review the proposed terms before signing.

Step by step

From estimate to agreement

Choose a vehicleDiscuss the vehicle and the available financing terms.
We agree the termsDown payment, term, monthly. You see the whole schedule before you sign anything.
Paperwork by emailContract, title work and the bill of sale. Read it at your kitchen table, not across a desk.
Deposit and deliveryVerify payment instructions and confirm delivery once the agreed paperwork and funds are complete.

Other ways

Trade-in and buyback

We accept trade-in and buyback requests. Send the vehicle details, condition, photographs and ownership documents for review. Eligibility and the offer are confirmed after appraisal. A buyback is a separate appraisal-based transaction, not a guaranteed future price or an extension of the return window.

Send a request

Questions

What people ask about paying for it

Will this affect my credit score?

Viewing a calculator estimate is not a financing application. Before you apply, ask what information or credit checks are required and how they may affect your credit.

What if I want to pay it off early?

Ask for the written early-payment and payoff terms before signing. Confirm any fees or restrictions in the agreement for your financing.

Can I pay cash instead?

Published payment options: wire transfer or cashier’s check. Request the payment instructions and purchase documents in writing. Independently verify the business recipient and account details with the dealership through an established contact before sending funds. If any payment details change, pause and verify them before proceeding.

Do you finance for buyers out of state?

In-house financing is available subject to approval. The current calculator uses 4.5% APR, a $10,000 minimum down payment, and terms of 12–84 months. Estimates are not an offer or approval of credit; confirm the final terms in writing.

Is retirement or pension income fine?

Ask which income documentation is accepted for your application. Financing is subject to review and approval; no income type guarantees approval.

Do you finance?

In-house financing is available subject to approval. The current calculator uses 4.5% APR, a $10,000 minimum down payment, and terms of 12–84 months. Estimates are not an offer or approval of credit; confirm the final terms in writing.

How do I pay?

Published payment options: wire transfer or cashier’s check. Request the payment instructions and purchase documents in writing. Independently verify the business recipient and account details with the dealership through an established contact before sending funds. If any payment details change, pause and verify them before proceeding.

1955 Chevrolet 3100 — illustrative photo1955 Chevrolet 3100 — illustrative photo

Get in touch

Discuss the numbers for your classic

Contact us about the vehicle, down payment and preferred term. We will explain the next steps and provide the available written terms.

  • Down payment, term and monthly on the actual car
  • The whole schedule before anything is signed
  • Ask for written early-payment terms